Updated October 2026 · Pay Levels 1 to 18

8th Pay Commission Salary Calculator

Use this 8th Pay Commission salary calculator to estimate your revised basic pay, DA, HRA, transport allowance and take-home pay at any fitment factor. Choose your pay level, compare factors from 1.92 to 3.83 and see your real raise after the DA reset. It also estimates revised pension and arrears.

  • Basic, DA, HRA & TA
  • Pension & arrears
  • Runs in your browser
  • Free, no sign-up

Entry pay for Level 1 is ₹18,000. Enter your exact pay cell.

Fitment factor Not announced yet

The 7th CPC used 2.57 and the staff side has asked for 3.83. Type any value from 1.00 to 5.00.

City class for HRA X 30%, Y 20%, Z 10% today
Higher TPTA cityDelhi, Mumbai, Chennai, Kolkata, Bengaluru, Hyderabad and 13 more

60% from 1 Jan 2026. Update it when a new rate is notified.

DA restarts at 0% when new pay begins.

Deductions & arrears

NPS / UPS contribution10% of basic + DA
CGHS subscription₹250 to ₹1,000 by pay level
CGEGIS insurance₹30, ₹60 or ₹120 by group

Months between the effective date and your first revised salary.

Revised basic pay (estimate)

₹41,100

₹18,000 × 2.28, rounded up to the next ₹100

Revised gross / month₹54,780
Increase / month+₹18,420
Hike on gross+50.7%
Current gross (7th CPC)₹36,360
Revised gross (8th CPC)₹54,780
Monthly salary breakdown, current versus revised
ComponentCurrentRevised

Break-even fitment factor: 1.60.

Annual increase+₹2,21,040
Est. arrears (12 months)₹2,21,040

Compare fitment factor scenarios

Your revised salary at every factor under discussion. Select a factor to apply it above.

Fitment factorRevised basicRevised grossChange / monthChange

Why it is different

Why this 8th CPC calculator gives a truer picture

Most 8th Pay Commission calculators multiply your basic pay by one number and stop there. However, that headline figure ignores the DA reset, so it overstates the real raise. This tool models the full payslip instead.

  • Full payslip, not just basic

    It works out DA, HRA, transport allowance and DA on TA for your current and revised pay, side by side.

  • DA reset built in

    New pay starts at 0% DA and HRA drops to 24%, 16% or 8%, just as it did in 2016. Many tools miss this step.

  • Real raise meter

    Your break-even fitment factor shows how much of the increase is new money and how much only replaces DA.

  • Every pay level

    Levels 1 to 18, including 13A, come with entry pay filled in. You can overwrite it with your exact pay cell.

  • Pension and arrears

    Estimate revised pension, family pension and the arrears you may receive if implementation is delayed.

  • Private and shareable

    Everything runs in your browser and nothing is stored. Copy a summary or share a link with colleagues.

Step by step

How to use the 8th Pay Commission salary calculator

It takes less than a minute. Follow these five steps to estimate your new salary.

  1. Choose your pay levelThe tool fills in the 7th CPC entry pay for that level. Then overwrite it with the basic pay on your payslip.
  2. Pick a fitment factorTap a preset such as 1.92, 2.28 or 2.57, or type your own value. The scenario table compares all of them at once.
  3. Set city class and TPTA statusYour city class decides HRA. Your TPTA status decides transport allowance.
  4. Check DA and deductionsKeep DA at the latest notified rate. Next, switch NPS, CGHS and CGEGIS on or off to match your payslip.
  5. Read, compare and shareSee revised basic, gross pay, take-home pay, hike percentage and arrears. Finally, copy a summary or share a link.
Formula

How 8th Pay Commission salary is calculated

New pay under the 8th Pay Commission is fixed in three steps. First, your current basic pay is multiplied by the fitment factor. Next, the result is placed in a cell of the new pay matrix. Finally, DA, HRA and TA are worked out on the new basic.

Revised basic = Current basic × Fitment factor
Revised DA = Revised basic × New DA % (starts at 0%)
HRA = Revised basic × 24% / 16% / 8% (X / Y / Z)
TA = Transport allowance + DA on TA
Gross = Basic + DA + HRA + TA
Take-home = Gross − NPS − CGHS − CGEGIS

Because DA restarts at zero, a fitment factor of 1 + current DA only keeps your basic plus DA where it is today. With DA at 60%, that break-even point is 1.60. So any factor above 1.60 is a real raise, and the calculator shows this gap for your own pay.

Worked example: Level 1, ₹18,000 basic, X city

Current gross (DA 60%, HRA 30%, TA with DA)
₹36,360
Revised basic at 2.28 (₹41,040 rounded up)
₹41,100
HRA (minimum for X cities applies)
₹12,330
Transport allowance (DA reset to 0%)
₹1,350
Revised gross
₹54,780
Increase per month
+₹18,420 (50.7%)

The minimum HRA here assumes the 7th CPC rule continues. That rule set the HRA floor at 30%, 20% and 10% of the minimum pay.

What is the fitment factor?

The fitment factor is the multiplier that converts old basic pay into new basic pay. The 6th Pay Commission used 1.86. The 7th Pay Commission used 2.57, which lifted minimum pay from ₹7,000 to ₹18,000. For the 8th Pay Commission, the NC-JCM staff side has asked for 3.83, which means a minimum pay of ₹69,000. Meanwhile, most published estimates range from about 1.92 to 2.86. The Commission has not announced a figure yet.

Pay matrix

8th Pay Commission pay matrix: expected entry pay by level

This table lists the 7th CPC entry pay for each level and the expected 8th CPC entry pay at a fitment factor of 2.28. It updates when you change the factor in the calculator.

Pay level7th CPC entry pay8th CPC entry pay (est.)Increase in basic
Level 1₹18,000₹41,100+₹23,100
Level 2₹19,900₹45,400+₹25,500
Level 3₹21,700₹49,500+₹27,800
Level 4₹25,500₹58,200+₹32,700
Level 5₹29,200₹66,600+₹37,400
Level 6₹35,400₹80,800+₹45,400
Level 7₹44,900₹1,02,400+₹57,500
Level 8₹47,600₹1,08,600+₹61,000
Level 9₹53,100₹1,21,100+₹68,000
Level 10₹56,100₹1,28,000+₹71,900
Level 11₹67,700₹1,54,400+₹86,700
Level 12₹78,800₹1,79,700+₹1,00,900
Level 13₹1,23,100₹2,80,700+₹1,57,600
Level 13A₹1,31,100₹2,99,000+₹1,67,900
Level 14₹1,44,200₹3,28,800+₹1,84,600
Level 15₹1,82,200₹4,15,500+₹2,33,300
Level 16₹2,05,400₹4,68,400+₹2,63,000
Level 17₹2,25,000₹5,13,000+₹2,88,000
Level 18₹2,50,000₹5,70,000+₹3,20,000

Figures are rounded up to the next ₹100. The final pay matrix and cell values will come from the Commission's report.

Latest update

8th Pay Commission latest status (October 2026)

  1. January 2025The Union Cabinet approves the 8th Central Pay Commission.
  2. 3 November 2025A gazette notification constitutes the Commission with its Terms of Reference and an 18-month mandate.
  3. April 2026DA rises from 58% to 60% of basic pay, effective 1 January 2026.
  4. 2026The NC-JCM staff side seeks a ₹69,000 minimum pay and a 3.83 fitment factor.
  5. August to September 2026The Commission holds consultations in cities such as Jaipur, Chennai and Puducherry.
  6. NextThe report is expected around mid-2027. New pay is widely expected to apply from 1 January 2026, with arrears.

Until the report arrives, every 8th Pay Commission salary figure is an estimate. Still, the method stays the same, so you can test any factor the moment it is announced.

Benefits

Benefits of estimating your 8th CPC salary early

A clear estimate today helps you make better money decisions before the report lands.

  • Plan big purchases. Check how much more EMI you could handle, then test it with the home loan eligibility calculator.

  • Prepare for tax. A higher basic can move you into a new slab, so run the revised pay through the income tax calculator.

  • Know your real raise. The break-even factor separates new money from the DA that gets absorbed.

  • Expect your arrears. See the lump sum you may receive if the pay revision is paid late.

  • Plan retirement. Higher basic pay lifts NPS savings and gratuity. Compare with the NPS calculator and gratuity calculator.

  • Help pensioners at home. The Pension tab estimates revised pension and family pension in seconds.

FAQ

8th Pay Commission salary calculator FAQs

Quick answers to the questions central government employees and pensioners ask most.

The fitment factor has not been announced yet. Published estimates mostly fall between 1.92 and 2.86, while the NC-JCM staff side has demanded 3.83. For comparison, the 7th Pay Commission used 2.57. Use the scenario table above to see your salary at each factor.

At a fitment factor of 2.28, a Level 1 basic pay of ₹18,000 becomes about ₹41,100. In an X city with the minimum HRA, gross pay would rise from ₹36,360 to about ₹54,780 a month. At 1.92, the revised basic would be about ₹34,600.

The Commission was constituted on 3 November 2025 with an 18-month mandate, so its report is expected around mid-2027. New pay is widely expected to apply from 1 January 2026, with arrears for the delay. The government has not confirmed these dates.

Yes, based on past practice. When new pay starts, DA restarts at 0% because the existing DA is absorbed into the fitment factor. In 2016, DA stood at 125% when the 7th Pay Commission reset it. This is why the real hike is smaller than the fitment factor suggests.

The calculator assumes the 7th CPC structure continues. HRA is 24%, 16% or 8% of basic pay for X, Y and Z cities while DA is below 25%. It rises to 27%, 18% and 9% at 25% DA, then to 30%, 20% and 10% at 50% DA. Minimum HRA is taken as 30%, 20% and 10% of the new minimum pay.

Basic pension is usually multiplied by the same fitment factor, and Dearness Relief restarts at 0%. For example, the ₹9,000 minimum pension becomes ₹20,520 at a factor of 2.28. Use the Pension tab to estimate your own revised pension and arrears.

It applies the current 7th CPC rules for DA, HRA, transport allowance and deductions, so the method is sound. However, the fitment factor and new pay matrix are not final yet. Your final pay cell may differ slightly, and income tax is not deducted.

Yes, as a guide. States set up their own pay commissions, and many adopt a similar fitment factor later. Enter your own basic pay, DA and city class to get a useful estimate.

Plan your 8th Pay Commission salary with confidence

The headline fitment factor tells only half the story. This 8th Pay Commission salary calculator shows the full payslip, the DA reset and your real raise, so you can plan ahead of the report.

Disclaimer: Results are estimates based on 7th CPC pay rules and assumed fitment factors. The 8th Pay Commission has not published its report. Final pay, allowances and pension will follow official Government of India notifications.

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